UZH insures its staff either in the BVK pension fund for cantonal employees or in the VSAO pension foundation. Registration in the fund is carried out exclusively by Human Resources.
The pension fund insures staff and their immediate families against the financial consequences of age-related retirement, invalidity, and death. If insured persons leave the fund before one of these events takes place, the fund pays out the vested benefits. It also provides capital benefits before retirement (early withdrawal) if an insured person wishes to acquire an owner-occupied property or amortize a related mortgage. To the same end, an insured person or person receiving retirement benefits can take out a mortgage with favorable interest rates.